No, I did not start a dropshipping store, join a network marketing company, or receive an inheritance or other financial assistance. I did this on my own, and so can you! — Saving is Imperative and Very Easy with the Right Mindset I can’t stress this enough! We all logically know that if we make $60,000 a year and spend $65,000, we will be in trouble-yet, so many Americans do this. So much of this (in my humble opinion) has to do with mindset.