Hey Rob, that’s only the net worth change after 10 years-most people still have a mortgage at this point, and very few Americans stay in their home until the mortgage is paid off-the average duration is 10 years as of now (which makes sense, as many Americans relocate for jobs, family, etc). The Financial Samuri did a great post about how most Americans don’t stay long enough to build any real equity- post is here: https://www.financialsamurai.com/the-median-homeownership-duration-is-too-short-to-build-real-wealth/

Cheers!