I think the point you're trying to make is that everyone's financial circumstances are different, and I've never stated otherwise in this article.

I completely understand that it's a privledge to live in America and have capitalism on our side; I came from an immigrant/non-english speaking family that didn't have much, and thus I'm extremely appreciative of the opportunity to live and work in America.

That being said, to your comment about not being able to afford your own apartment...I didn't have my own apartment for a very long time (most of my career thus far). I wrote an article here on Medium about how I built my net worth, which entailed living on a mattress on the ground next to a prison and sharing a small condominium.

We all have to start somewhere.

Thanks for stopping by, I do appreciate it!